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Securing the future availability and affordability of home insurance in areas of flood risk

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This consultation seeks the Government of the United Kingdom's views on proposals for securing the availability and affordability of flood insurance in areas of flood risk. The consultation is divided into ten sections: (i) section one introduces the geographical extent covered by the document and the purpose of the consultation

(ii) section two describes the background of flood risk in the UK, current availabilities of insurance, and the government's objectives in creating flood insurance policy for the UK

(iii) section three explains the current actions taken by the UK Government toward investment flood risk management

(iv) section four proposes four possible solutions to fill the current gaps in flood insurance

(v) section five proposes a conclusive solution for insurance in the UK

(vi) section six presents detailed proposals on Flood Re

(vii) section seven presents detailed proposals on the flood insurance obligation

(viii) section eight outlines next steps for action toward a flood risk resilient UK

(ix) section nine calls for responses to the consultation

(x) and section ten lists a summary of the consultation questions.

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